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Welsh Triathlon Insurance Guide

At Welsh Triathlon, we want to make sure that all of our members feel as comfortable and reassured as possible in knowing they have comprehensive cover for their swim, bike, run journey. As a Welsh Triathlon member, you will get access to a wealth of insurance benefits aimed at making sure you are safe when taking part in Triathlon and multi-sport related activity.

As a Welsh Triathlon member, you will receive public liability insurance to adequately protect you while training and competing in Triathlon or multi-sport activity. In addition to this, the insurance you receive through membership, will cover the cost of defending yourself against a claim if held responsible for loss, damage or injury to someone else or their property.

To Purchase membership, visit HERE 

 

Insurance Scenarios

Click here to read through some insurance scenarios detailing how you are covered  For more detailed information on scenarios please visit our insurance centre.

For more detail on cover and what you have access to as a Welsh Triathlon member, please visit the British Triathlon insurance centre HERE.

 

Essential Members

As an Essential member you will receive Public Liability insurance up to a limit of £15M to cover swimming, cycling and running activities when training towards a triathlon or multi-sport goal. Activities approved are:

•        Training alone within the United Kingdom

•        Training in/with a club in the United Kingdom

Essential members do not receive a race licence, so are not insured to race in a triathlon or multi-sport event. Essential members are not insured for training outside of the United Kingdom. Furthermore, Personal Accident cover is not available at this membership level. You can, however, purchase our Core or Ultimate packages to receive this benefit.

 

Core Members

With our Core membership you will  receive Public Liability insurance up to a limit of £15M to cover swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event. As a core member you will also receive a select number of Personal Accident benefits:

  • £15M Liability Insurance, covering you for the following:
    • To race under your race licence in British Triathlon permitted events
    • Training alone in the United Kingdom
    • Training in/ with a club in the United Kingdom
    • Unlimited racing within the United Kingdom at a permitted event
    • Racing abroad at ETU/ ITU permitted championships and events as listed HERE. You will also be covered for 4 days training abroad prior to racing at the above events.
  • Personal Accident cover, whilst training and racing in the United Kingdom and racing at ETU/ ITU permitted championships and events as listed HERE. You will also be covered for 4 days training abroad prior to racing at the above events. Benefits include:
    • Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
    • Death – £10,000
    • Broken Bones and Dental cover

Core members receive cover for training abroad at ETU/ITU permitted championships and events for 4 consecutive days leading up to the day of the race. Core members do not receive cover to train abroad at any other time or race abroad at long distance events such as IRONMAN, Challenge Family events etc.

 

Ultimate Members

Ultimate membership will provide you with the widest level of cover available. This includes Public Liability insurance up to a limit of £15M to cover swimming, cycling and running activities when training towards a triathlon or multi-sport goal or racing in a triathlon or multi-sport event anywhere in the world. As an Ultimate member you will also receive a wide range of Personal Accident benefits. Approved activities are:

  • £15M Liability Insurance, covering you for the following:
    • To race under your licence in British Triathlon permitted events
    • Training alone in the United Kingdom
    • Training in/ with a club in the United Kingdom
    • Training abroad
    • Unlimited racing within the United Kingdom at British Triathlon permitted event
    • Racing abroad at ETU/ITU permitted championships and events as listed HERE 
    • Racing abroad at IRONMAN, Challenge Family, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events.
  • Personal Accident cover, whilst training in the United Kingdom, racing in British Triathlon permitted events and racing at ITU, ETU, ASTC, OTU and CAMTRI events (as listed on the ITU events search HERE, Triathlon Ireland (as listed on the Triathlon Ireland events search), Challenge Family, IRONMAN, Powerman, Xterra, Xtri and Super League Triathlon sanctioned events. Benefits include:
    • Permanent Total Disablement (up to £50,000) including loss of limbs, eyes, speech & hearing
    • Death – £10,000
    • Broken Bones and Dental cover
    • Facial disfigurement – up to £5,000
    • Loss of earnings benefit – up to £100 per week
    • Medical Expenses including Physio cover – up to 25% of the value of a valid loss of earnings claim

 

Legacy Members

If you are a Legacy member (purchased prior to 4th March 2019) your membership will continue with current level of benefit until membership falls due for renewal. When renewing, you will need to change to either an Essential, Core or Ultimate membership, depending upon requirements.

For information of club insurance and how your affiliated club is protected click HERE

 

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